Examples of Professional Indemnity Claims

No matter how careful you are, or how confident you are in your own ability or service, any professional can be faced with a professional indemnity claim. Here are some examples of the type of mistakes that could lead to a claim:

General Claims

  • Consultant accidentally reveals sensitive information about a client by forwarding an email to the wrong person
  • Breach of intellectual property, without permission

Architects / Engineers / Surveyors

  • Errors in the production of drawings, schedules or negligent design
  • An incorrect assessment of a clients requirements, particularly with regard to timescales or financial limits imposed by a contract
  • Inadequate supervision of contractors or other professionals
  • Negligent site layout
  • Negligent survey report
  • Failure to make or renew planning permission requests within the given timescales

Accountants / Financial Advisors

  • Incorrect advice as regards pension payments
  • Failure to minimise tax.
  • Schemes of tax mitigation embarked upon that proved to be fraudulent from a tax perspective.
  • Failure to spot a serious fraud due to inadequate audit procedures.
  • Poor investment advice led to a serious loss to a Trust.
  • Failure to pick up fraud of a firm’s employee whilst auditing the accounts.
  • Insolvency failure to realise the full value of assets.

Design & Construction

  • Design failure and errors
  • Alleged specification failure
  • Structural design defect
  • Negligent project management
  • Failure to comply with written specification
  • Fire Safety Audits

Testimonials

Work is carried out efficiently, professionally and to a very high standard. We are happy in the knowledge that P I Professions will always do their best to look after our business and drive it forward. Excellent customer service!

P I Professions certainly seem to know what they are doing, really comprehensive reply giving much more advice than most are willing to offer.

I have seen lots of emails about using certain brokers but none can compare with the detailed advice & service we receive from PI Professions. The 123 page tender document was sent to them today at 09.28 and I received this reply at 11.38!

I have recently contacted P I Professions Ltd regarding professional indemnity insurance. I have received a prompt and efficient service. My requests were responded to in a timely manner, queries were answered clearly and comprehensively and key facts were delivered impeccably.

I have recently contacted P I Professions Ltd regarding professional indemnity insurance. I have received a prompt and efficient service. My requests were responded to in a timely manner, queries were answered clearly and comprehensively and key facts were delivered impeccably.

Excellent service from start to finish. We were particularly impressed by the fact Lorraine took time to come out and see us and get a feel for our business and it’s requirements. It is so much easier to explain things to someone face to face so they can grasp the business.